✨ How to Clean Your Credit — Consumer Law Style ✨
The lawful, structured, A-to-Z system for repairing your credit using REAL consumer law.
🔥 Clean your credit the lawful way—step-by-step, letter-by-letter, from dispute to default to resolution.
👤 WHO THIS IS FOR
Individuals ready to stop guessing and learn real consumer law strategy
DIYers who want clear, repeatable steps with templates that work
Aspiring credit consultants who want to ethically turn knowledge into income
Anyone frustrated with endless “verifications,” rejections, or dead ends
📚 WHAT YOU’LL LEARN
How the lawful administrative dispute process actually works
When and how to use the Identity Theft pathway for maximum impact
How to escalate properly when bureaus “verify,” ignore, or delay
How to create a bulletproof paper trail they cannot dismiss
What must be included—and what must NEVER be sent
How to use timelines, laws, and notices to force compliance
Arbitration and litigation options once default is established
The difference between consumer-law disputes and traditional disputes
How to handle different account types the right way
📦 WHAT’S INSIDE
🗂️ Done-for-You Letter Library
First-round dispute letters (consumer law + conventional)
Second-round follow-up letters for “verified” or ignored disputes
Escalation notices and evidence request templates
Default package: Affidavit of Default + Certificate of Default
Identity Theft letters, verification requests, and supporting templates
Account-specific letters for collections, charge-offs, repos, and medical
🛠️ Tools, Resources & Setup
How to organize your entire credit-cleaning workflow
Labeling, addressing, tracking, and faxing best practices
CRA, furnisher, and secondary bureau directory (including EINs)
System for managing timelines, responses, and proofs
Required documentation to strengthen your claims
🔐 Privacy, Rights & Definitions
FCRA accuracy, verification, and completeness requirements
GLBA privacy protections and what cannot be shared without consent
Who is obligated under the law—and who is not
Understanding permissible purpose
🧾 Pre-Work You MUST Complete Before Sending Letters
Identity documentation and formatting
What to redact and what to include
How to gather the right evidence
How to organize disputes for maximum impact
🛡 Identity Theft Method (The Strongest Pathway)
When this method is legally appropriate
CFR identity verification rules
Step-by-step process for blocking and removing accounts
Required supporting documentation
📨 Mailing & Submission Strategy
Certified mail vs. fax: which wins (and when)
How to track bureau obligations using statutory timelines
How to organize responses and build leverage
📈 When They Don’t Respond or “Verify”
What to send next
How to force reinvestigation
How to demand method-of-verification details
How to escalate beyond the bureaus
⚖️ Default, Recordation & Higher-Level Remedies
How default works in consumer law
How to prepare your default package
Proper record-keeping for arbitration/litigation
How to communicate with regulators about non-compliance
📄 Consumer Law Strategies Beyond Identity Theft
How to decide which path to use per account
How to dispute medical, auto, collections, student loans, and more
How to handle mixed reports, duplicate items, and reinsertions
✨ OUTCOMES YOU CAN EXPECT
Confidence in executing a full credit-cleaning process from start to finish
A flawless paper trail that forces CRAs and furnishers into compliance
A clear understanding of laws that protect you
Ability to monetize your new skillset ethically
A repeatable, predictable consumer-law system that works
💡 WHY THIS SYSTEM WORKS
This course blends:
Real statutes (FCRA, GLBA, FTC rules, CFR verification requirements)
Practical templates that require no guessing
The exact order and flow needed to generate lawful results
Escalation mechanics so you always know your next move
No myths. No loopholes. No “one-letter fixes.” Just lawful strategy + structure + execution.
💻 FORMAT & ACCESS
Online
Self-paced
Drip-released for clarity and mastery
Video walkthroughs + downloadable templates
🚀 CALL TO ACTION
Enroll now and learn how to clean your credit with confidence, clarity, and the full force of consumer law—step-by-step, letter-by-letter.